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Pool Rentals: Understanding Drowning Risks and Legal Liabilities



At Mory & Colliersmith, PLLC, we are committed to protecting the rights and safety of individuals in our community. As personal injury attorneys, we have seen the devastating impact of drowning incidents on families and communities. With the rise of innovative platforms like Swimply, which allows homeowners to rent out their private pools by the hour, new safety and liability concerns have emerged. It is essential to understand the risks associated with this service and how to protect yourself and your loved ones.


Understanding Swimply and Its Appeal

Swimply is akin to the Airbnb of swimming pools, offering an affordable and convenient way for individuals and families to enjoy private pool experiences without the costs associated with pool ownership. While this platform offers numerous benefits, it also introduces significant risks, particularly concerning safety and liability in the event of a drowning.


The Risks Involved

Drowning remains a leading cause of unintentional injury-related death, especially for young children. With Swimply, the primary concern is whether these private pools adhere to the same safety standards as public pools. Factors such as pool maintenance, lifeguard presence, and the enforcement of safety rules can vary significantly from one pool to another.


Potential Liability Issues

In the unfortunate event of a drowning incident at a Swimply-rented pool, several liability issues can arise:

  1. Homeowner Liability: Homeowners who rent out their pools may be held liable for any accidents or injuries that occur on their property. They must ensure that their pool meets safety standards, including proper fencing, clear depth markers, and functional safety equipment.

  2. Swimply's Responsibility: As the platform facilitating these rentals, Swimply may also bear some responsibility. The extent of their liability can depend on the terms and conditions outlined in their user agreements and the measures they take to verify the safety of the pools listed on their site.

  3. User Responsibility: Pool renters also have a duty to use the pool safely and supervise children at all times. However, the burden of responsibility often lies heavily on the property owner to provide a safe environment.


Kentucky Laws and Regulations

In Kentucky, specific laws and regulations govern pool safety and homeowner liability. Understanding these laws can help ensure compliance and provide clarity in the event of an incident:

  1. Premises Liability: Under Kentucky law, property owners owe a duty of care to ensure their premises are reasonably safe for visitors. This includes maintaining the pool area and addressing any potential hazards. Failure to do so can result in liability for injuries sustained on the property.

  2. Attractive Nuisance Doctrine: Kentucky recognizes the attractive nuisance doctrine, which holds property owners liable for injuries to children who may be drawn to hazardous conditions on their property, such as swimming pools. Homeowners must take steps to secure their pools, such as installing proper fencing and safety covers.

  3. Comparative Fault: Kentucky follows a comparative fault system, meaning that if a drowning incident occurs, the liability may be shared between the property owner and the injured party, depending on the circumstances. This can impact the amount of compensation awarded in a personal injury case.

  4. Insurance Requirements: Homeowners who rent out their pools through platforms like Swimply should ensure they have adequate insurance coverage. Many homeowner policies do not cover commercial activities, so it is essential to verify coverage and consider additional liability insurance if necessary.


Legal Protections and Steps to Take

If a drowning or near-drowning incident occurs, it is crucial to take immediate and appropriate legal action:

  1. Document the Incident: Gather as much information as possible, including photos, witness statements, and medical reports. This documentation will be essential in any legal proceedings.

  2. Report the Incident: Notify Swimply and local authorities about the incident. This not only helps in addressing immediate concerns but also ensures that proper investigations are conducted.

  3. Seek Legal Counsel: Contact a personal injury attorney experienced in handling drowning cases. At Mory & Colliersmith, PLLC, we specialize in navigating the complexities of such incidents, ensuring that victims and their families receive the justice and compensation they deserve.


Preventative Measures

To reduce the risk of drowning when using Swimply or any similar platform, consider the following safety tips:

  1. Supervision: Always have a responsible adult supervising children in the pool. Never leave children unattended, even for a moment.

  2. Safety Equipment: Ensure that the pool has proper safety equipment, such as life rings, reaching poles, and a first aid kit.

  3. Swim Lessons: Encourage everyone, especially children, to take swimming lessons and become comfortable in the water.

  4. Know the Pool: Before using a Swimply pool, inspect the area for potential hazards and familiarize yourself with the pool’s depth and any safety features.


Swimply offers a unique and enjoyable way to access private pools, but it is vital to remain aware of the associated risks. At Mory & Colliersmith, PLLC, we are dedicated to advocating for victims of personal injury, including drowning incidents. If you or a loved one has been affected by a drowning accident while using Swimply, do not hesitate to contact us at (502) 212-4333. We are here to help you navigate these challenging circumstances and secure the compensation and justice you deserve.

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